Motorcycle World

Tel: 01604 753579


Whether you would like a PCP (personal contract purchase) or HP (Hire Purchase) arrangement, as a credit intermediary, Motorcycle World works with various lenders to find you the best finance option to suit your individual needs.

You will find more detailed explanations of these types of finance on this page.

All credit is subject to terms and acceptance.

Types of Finance

There are two types of finance agreements that we offer:

  • Personal Contract Purchase (PCP)
  • Hire Purchase (HP)

As an alternative to paying for your motorcycle up front in a single payment we offer the facility to purchase the bike on finance. These finance products allow you to spread the cost of the motorcycle over a period of time, i.e. 3 years. We offer Hire Purchase (HP) and Personal Contract Purchase (PCP) finance agreements, with these agreements being detailed below:

Personal Contract Purchase (PCP)

A Personal Contract Purchase agreement allows the motorcycle to be leased from a finance company over a fixed term and you then have the option to return or purchase the motorcycle at the end of this contract. So you pay a deposit, a monthly amount for the duration of the PCP contract term and then a final purchase amount should you want to buy the motorcycle at the end of the contract. The Guaranteed Final Value (GFV) is the amount you would have to pay at the end of the agreement should you wish to purchase the vehicle, and this figure is agreed at the start of the arrangement and is subject to a mileage limit. A major benefit of this scheme is that it allows you to keep your monthly payments down, and is often the most beneficial type of finance for those who change vehicle on a regular basis.

Contact Us About A Personal Contract Purchase

Hire Purchase (HP)

A Hire Purchase agreement allows you to purchase the motorcycle by making instalment payments over a period of time.

Where the Hire Purchase differs is that the loan is secured against the motorcycle and ownership will not be obtained until the full amount of the agreement is paid.

Contact Us About A Hire Purchase